A calculated, strategic and versatile approach to investing
Bespoke managed portfolio
Investment portfolios are tailored to your individual needs.
One-to-one regular reviews
We provide regular reviews and monitoring to ensure successful investment management.
Personal customer care
Our dedicated team structure ensures our clients receive personal care and advice.
We focus on helping you maximise your financial returns.
We believe in sensible and safe long term investment strategies, that aim to produce realistic returns whilst preserving your money. Therefore we seek to use steady growth investments and do not go chasing hot stocks or any high risk investments.
Flexible access to your money
Free, flexible withdrawals from your investments. Your money is not tied in.
Expert management
We manage ongoing market changes and rebalance your portfolio accordingly.
Transparent fees
Clear and straight forward pricing, without any hidden extras.
A calculated, strategic and versatile approach to investing
Calculated
We begin by sitting down with you and going through a series of logical steps in order to understand your objectives and appetite for risk using our risk profiling questionnaire. Suitable investment funds are then selected and matched personally to you based on your level of risk. This approach provides peace of mind so you know exactly how your money is invested.
Strategic
We believe in spreading out your investment so you don’t have all your eggs in one basket, which is known as diversification. Your money is invested in various asset classes and industry sectors worldwide. This approach reduces the risk of your investments, while improving your chances of having money invested in higher performing markets with greater returns.
Versatile
We continuously analyse the market and your investments to ensure they’re performing. We also meet with top performing fund managers regularly to gain the highest quality of industry knowledge so we’re up to date with changes in the market. Your portfolio will be rebalanced accordingly to ensure it stays in line with your objectives and level of risk.
Investment options
Stocks & Shares ISA
Stocks and shares ISAs are free from both income tax and capital gains tax (CGT), which can be charged at up to 28% if you make a gain of more than the annual CGT allowance.
Furthermore, the good news is that you can now shelter up to £20,000 from tax in an ISA, either in cash or in stocks and shares.
Investment Funds
Investment funds are made up mainly of securities, such as stocks, bonds, mutual funds, money market funds and exchange traded funds.Their ability to diversify into different asset classes can be a distinct advantage in reducing investment risk. Investment portfolios can be tailored to your specific risk profile.
Investment Bonds
Investment bonds are life insurance policies where you invest a lump sum in a variety of available funds. Some investment bonds run for a fixed term, others have no set investment term. It is, in the general sense an investment rather than insurance however a small element of life insurance is paid out after your death. Onshore and offshore variations are available via some of the leading providers.
Offshore Investments
Offshore investments are funds that are invested outside of the United Kingdom, often in tax havens which may be less regulated than the UK. This investing offshore allows greater freedom for the investor and the potential for greater return. They are often conducted by an offshore investment company as there is a wide portfolio of investments on offer.
Interested In Working With Us?
Contacts
George - Accounts, Tax & Advisory
Lana - Accounts, Tax & Advisory
Dale - Financial Planning
Luke - Mortgages
Address
28-29 New Road
Kidderminster
Worcs
DY10 1AF
Telephone
01562 68926
07903 039 648
Powell & Associates is a trading name of George Powell & Associates Ltd, a limited company registered in England & Wales under company number 10619325. Our registered office is: 28-29 New Road, Kidderminster, Worcs, DY10 1AF, UK. Powell & Associates is authorised and regulated by the Association of Chartered Certified Accountants (ACCA), registration number 3918909.
Powell & Associates investments and pensions is a trading style of BBI Independent Financial Advisers Ltd Authorised and Regulated by the Financial Conduct Authority under registration number 471166.