Tailored, whole of market mortgage advice to suit your requirements
Why acquire independent advice?
With so many ‘off the shelf’ mortgage products available with enticing interest rates, consumers are easily drawn towards these products. Without having a clear understanding of high upfront product fees and long term implications of fluctuating interest rates after the initial term has expired, which could lead to financial difficulties. Our tailored solution offers you in-depth comparisons from multiple lenders to establish which product will suit both your short term and long term financial goals.
Unbiased, whole of market mortgage advice
Access to whole of market providers for unbiased advice
We are fully independent and not tied to any lender, acting entirely on your behalf and represent your best interests.
Tailored advice to establish the best possible mortgage
We recommend the most suitable products, relevant to your individual circumstances.
Reduce your monthly mortgage payments
Access to the whole market and best products available, which can potentially reduce your monthly mortgage payments.
Types of mortgages we can source
First time buyer
Residential
Buy to let
Remortgage
Adverse credit
Guarantor
Commercial
Mortgage into retirement
We take care of all of your paperwork and documentation
We’ll take care of the paperwork and simplify everything to eliminate any costly time delays.
Office and home appointments
You can choose to meet with us at our office or in the comfort of your own home, whichever you prefer.
Ongoing Adviser support
We’re committed to our clients and providing an excellent service. Get in touch anytime you have a question and we’ll be happy to help.
Let's start planning your new mortgage today
Here’s how our straight forward mortgage process works:
1. We get to know you
A free initial consultation so we can establish your circumstances, objectives and the type of mortgage you require.
2. Gather documentation
We gather necessary information and documentation from you in order to apply for your decision in principle.
3. Assistance sourcing a solicitor
We are happy to assist you with recommendations for solicitors from our panel, if required.
4. Application submission
We submit your full application to the lender. In the meantime, if you have any questions, please get in touch.
5. We liaise with the lender
We liaise with the lender and you regarding the progress of your application and any information required.
6. Obtain your mortgage offer
We obtain your mortgage offer and your solictitors will proceed. Once completed, you’re ready to move into your new home.
Pricing
Residential Purchase
- Whole of market access to find you the best rates and products
- Initial consultation to gather necessary information
- Decision in Principle certificate
- Full mortgage application submission
- Assistance throughout the whole mortgage process
- We take care of all the paperwork
Buy to let
- Whole of market access to find you the best rates and products
- Initial consultation to gather necessary information
- Decision in Principle certificate
- Full mortgage application submission
- Assistance throughout the whole mortgage process
- We take care of all the paperwork
Remortgage
- Whole of market access to find you the best rates and products
- Initial consultation to gather necessary information
- Decision in Principle certificate
- Full mortgage application submission
- Assistance throughout the whole mortgage process
- We take care of all the paperwork
Adverse Credit
- Whole of market access to find you the best rates and products
- Initial consultation to gather necessary information
- Decision in Principle certificate
- Full mortgage application submission
- Assistance throughout the whole mortgage process
- We take care of all the paperwork
Contacts
George - Accounts, Tax & Advisory
Lana - Accounts, Tax & Advisory
Dale - Financial Planning
Luke - Mortgages
Address
28-29 New Road
Kidderminster
Worcs
DY10 1AF
Telephone
01562 68926
07903 039 648
Powell & Associates is a trading name of George Powell & Associates Ltd, a limited company registered in England & Wales under company number 10619325. Our registered office is: 28-29 New Road, Kidderminster, Worcs, DY10 1AF, UK. Powell & Associates is authorised and regulated by the Association of Chartered Certified Accountants (ACCA), registration number 3918909.
Powell & Associates mortgages and pensions is a trading style of BBI Independent Financial Advisers Ltd Authorised and Regulated by the Financial Conduct Authority under registration number 471166.